Attention homeowners in Winterville and Pitt County: Need an appraisal?
See the top reasons NC homeowners call on P.S. & D. Appraisals:
Do you own a home in or near Winterville? Do you need help deciding the value of your real estate?
We at P.S. & D. Appraisals understand the unique needs of a homeowner seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at P.S. & D. Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value opinion than yours. Need to cancel PMI?PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We are veterans in helping customers just like you abolish unneeded and unwanted PMI insurance. Challenging Pitt county's assessment of your propertyLets say you live in a local area that's going down -- your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from P.S. & D. Appraisals is your #1 weapon. Recently got a freeze your HELOC?Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can this be inopportune from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. P.S. & D. Appraisals can help you reinstate your HELOC. Need Field and Desktop Appraisal Review Services?Have you just been handed a copy of your appraisal and you would prefer to have a seasoned expert double-check it for verity or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? P.S. & D. Appraisals offers field reviews where we go out and check the subject and comps in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your house. |